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Ginimachine

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No-code AI platform that builds predictive models for credit scoring, collections and risk from historical data.

What it does

GiniMachine is a no-code AI decision-making platform for financial services. It builds, validates and deploys predictive models from historical data in minutes, powering credit scoring, collection and application scoring, plus other risk and churn predictions without needing data scientists.

Core features

No-code predictive model building
AI credit scoring and underwriting
Collection scoring and prioritization
Application scoring
Churn prediction
Handles large historical datasets

Best for

Automating credit decisions for lenders
Prioritizing debt-collection efforts
Scoring loan applications, including thin-file borrowers
Predicting and reducing customer churn