Lumio
verifiedFreemiumlumio-app.com
Couples finance app that links bank accounts via Open Banking to share and track spending, bills and net worth.
What it does
Lumio is a personal-finance app for couples. Partners connect bank accounts through secure Open Banking and choose what to share, then track shared expenses, bills and subscriptions, balances and net worth together while keeping some accounts private.
How to use: To use Lumio, sign up, connect your bank accounts, invite your partner, and start tracking your shared expenses and bills. The app automates expense tracking and provides insights into spending habits.
Core features
Shared and private 'Spaces' for couples
Open Banking account aggregation
Shared expense and IOU tracking
Bill and subscription tracking with alerts
Net worth and cash-flow view
Read-only, bank-grade security
Best for
→Track shared spending as a couple
→Split and settle expenses
→Monitor bills and subscriptions
→See combined net worth
Pricing
Individual
Free
Pro Couples: GBP 4.49/mo (GBP 39.99/yr)
Pro Individual: GBP 3/mo (GBP 26.99/yr)
Toolspool rankingby monthly traffic
Reviews
Big-picture takes: what it's for and whether it delivers. High-engagement YouTube videos — not sponsored.