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MyLoans

verifiedFreemyloans.ai

Free AI chatbot that answers US student-loan questions and models repayment options using official government data.

What it does

MyLoans.ai is a free AI assistant for people navigating complex US student loans. Users ask questions in chat and get personalized, plain-language guidance on repayment plans and interest, backed by official government sources, plus a calculator for their own numbers.

Core features

AI chat for student-loan questions
Repayment and interest option calculator
Guidance grounded in official government data
No personally identifiable information retained
Rate-check tool without credit impact

Best for

Comparing student-loan repayment plans
Understanding refinancing options
Estimating interest savings
Getting quick answers instead of calling a servicer